{"id":147,"date":"2026-09-03T10:48:31","date_gmt":"2026-09-03T10:48:31","guid":{"rendered":"https:\/\/credits.ocslive.com\/?p=147"},"modified":"2026-09-03T10:48:31","modified_gmt":"2026-09-03T10:48:31","slug":"borrowing-for-summer-plans-worth-it-or-worth-waiting","status":"publish","type":"post","link":"https:\/\/credits.ocslive.com\/mk\/2026\/09\/03\/borrowing-for-summer-plans-worth-it-or-worth-waiting\/","title":{"rendered":"\u041a\u0440\u0435\u0434\u0438\u0442 \u0437\u0430 \u043b\u0435\u0442\u043d\u0438 \u043f\u043b\u0430\u043d\u043e\u0432\u0438 \u2014 \u0432\u0440\u0435\u0434\u0438 \u043b\u0438, \u0438\u043b\u0438 \u043f\u043e\u0434\u043e\u0431\u0440\u043e \u043f\u043e\u0447\u0435\u043a\u0430\u0458"},"content":{"rendered":"<p><span class=\"lang-en\">\u041f\u0430\u0442\u0443\u0432\u0430\u045a\u0430, \u043f\u043e\u043f\u0440\u0430\u0432\u043a\u0438 \u0438 \u0441\u0435\u043c\u0435\u0458\u043d\u0438 \u043d\u0430\u0441\u0442\u0430\u043d\u0438 \u0447\u0435\u0441\u0442\u043e \u0441\u0435 \u043d\u0430\u0441\u043e\u0431\u0438\u0440\u0430\u0430\u0442 \u0432\u043e \u043b\u0435\u0442\u043d\u0438\u0442\u0435 \u043c\u0435\u0441\u0435\u0446\u0438, \u0438 \u0435 \u043f\u0440\u0438\u043c\u0430\u043c\u043b\u0438\u0432\u043e \u0434\u0430 \u0441\u0435 \u043f\u043e\u0437\u0430\u0458\u043c\u0438 \u0437\u0430 \u0434\u0430 \u0441\u0435 \u043f\u043e\u043a\u0440\u0438\u0458\u0430\u0442 \u0441\u0438\u0442\u0435 \u043e\u0434\u0435\u0434\u043d\u0430\u0448.<\/span><\/p>\n<p><span class=\"lang-en\">\u0420\u0430\u0437\u0443\u043c\u0435\u043d \u043a\u0440\u0430\u0442\u043a\u043e\u0440\u043e\u0447\u0435\u043d \u043a\u0440\u0435\u0434\u0438\u0442 \u0435 \u043e\u043d\u043e\u0458 \u043a\u0430\u0458 \u043a\u043e\u0458 \u0438\u0437\u043d\u043e\u0441\u043e\u0442 \u0435 \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u043d, \u043e\u0442\u043f\u043b\u0430\u0442\u0430\u0442\u0430 \u0443\u0434\u043e\u0431\u043d\u043e \u0441\u0435 \u0432\u043a\u043b\u043e\u043f\u0443\u0432\u0430 \u0432\u043e \u043f\u043e\u0441\u0442\u043e\u0458\u043d\u0438\u043e\u0442 \u0431\u0443\u045f\u0435\u0442, \u0438 \u0437\u043d\u0430\u0435\u0448 \u0442\u043e\u0447\u043d\u043e \u0437\u0430 \u0448\u0442\u043e \u0441\u043b\u0443\u0436\u0438. \u0418\u043c\u043f\u0443\u043b\u0441\u0438\u0432\u0435\u043d \u043e\u0431\u0438\u0447\u043d\u043e \u0435 \u0441\u043f\u0440\u043e\u0442\u0438\u0432\u043d\u043e\u0442\u043e \u2014 \u043d\u0435\u0434\u0435\u0444\u0438\u043d\u0438\u0440\u0430\u043d \u0438\u0437\u043d\u043e\u0441, \u043d\u0435\u0458\u0430\u0441\u0435\u043d \u043f\u043b\u0430\u043d \u0437\u0430 \u043e\u0442\u043f\u043b\u0430\u0442\u0430, \u043e\u0434\u043b\u0443\u0447\u0435\u043d \u0432\u043e \u0431\u0440\u0437\u0438\u043d\u0430.<\/span><\/p>\n<p><span class=\"lang-en\">\u0410\u043a\u043e \u043b\u0435\u0442\u0435\u043d \u0442\u0440\u043e\u0448\u043e\u043a \u043c\u043e\u0436\u0435 \u0434\u0430 \u043f\u043e\u0447\u0435\u043a\u0430 \u043c\u0435\u0441\u0435\u0446-\u0434\u0432\u0430, \u0432\u0440\u0435\u0434\u0438 \u0434\u0430 \u0441\u0435 \u0437\u0430\u043f\u0440\u0430\u0448\u0430\u0448 \u0434\u0430\u043b\u0438 \u0448\u0442\u0435\u0434\u0435\u045a\u0435\u0442\u043e \u0437\u0430 \u0434\u0435\u043b \u043e\u0434 \u043d\u0435\u0433\u043e \u043f\u0440\u0432\u043e \u0431\u0438 \u0433\u043e \u043d\u0430\u043c\u0430\u043b\u0438\u043b\u043e \u0438\u0437\u043d\u043e\u0441\u043e\u0442 \u0448\u0442\u043e \u0442\u0440\u0435\u0431\u0430 \u0434\u0430 \u0433\u043e \u043f\u043e\u0437\u0430\u0458\u043c\u0438\u0448.<\/span><\/p>\n<p><span class=\"lang-en\">\u041e\u0432\u0430 \u0435 \u043e\u043f\u0448\u0442\u0430 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u0430 \u0441\u043e\u0434\u0440\u0436\u0438\u043d\u0430, \u0430 \u043d\u0435 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u0435\u043d \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0441\u043a\u0438 \u0441\u043e\u0432\u0435\u0442 \u0438\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043f\u043e\u043d\u0443\u0434\u0430.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Travel, repairs and family events tend to bunch up in the summer months, and it&#8217;s tempting to borrow to cover them all at once. A reasonable short-term loan is one where the amount is planned, the repayment fits comfortably into your existing budget, and you know exactly what it&#8217;s for. An impulsive one is usually [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":150,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"_links":{"self":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/posts\/147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/comments?post=147"}],"version-history":[{"count":1,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/posts\/147\/revisions"}],"predecessor-version":[{"id":151,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/posts\/147\/revisions\/151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/media\/150"}],"wp:attachment":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/media?parent=147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/categories?post=147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/tags?post=147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}