{"id":259,"date":"2026-09-03T12:27:16","date_gmt":"2026-09-03T12:27:16","guid":{"rendered":"https:\/\/credits.ocslive.com\/?page_id=259"},"modified":"2026-09-03T12:52:27","modified_gmt":"2026-09-03T12:52:27","slug":"apply","status":"publish","type":"page","link":"https:\/\/credits.ocslive.com\/mk\/apply\/","title":{"rendered":"Apply"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"259\" class=\"elementor elementor-259\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45fb27e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45fb27e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4184b8d\" data-id=\"4184b8d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a6bf3d elementor-widget elementor-widget-shortcode\" data-id=\"4a6bf3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <style>\r\n          @import url('https:\/\/fonts.googleapis.com\/css2?family=Manrope:wght@200..800&display=swap');\r\n\r\n          .nk-site{\r\n            --ink:#122630;\r\n            --ink-soft:#2A3B40;\r\n            --paper:#FFFFFF;\r\n            --paper-card:#FFFFFF;\r\n            --pine:#026642;\r\n            --pine-deep:#013D28;\r\n            --brass:#038552;\r\n            --brass-strong:#026642;\r\n            --line:rgba(2,102,66,0.14);\r\n            --line-strong:rgba(2,102,66,0.26);\r\n            --shadow:0 1px 2px rgba(1,61,40,0.06),0 12px 28px -14px rgba(1,61,40,0.22);\r\n            --radius:8px;\r\n            --radius-lg:14px;\r\n            --font-display:'Manrope','Segoe UI',Arial,sans-serif;\r\n            --font-body:'Manrope','Segoe UI',Arial,sans-serif;\r\n            --font-mono:'Manrope','Segoe UI',Arial,sans-serif;\r\n            width:100vw;\r\n            margin-left:calc(50% - 50vw);\r\n            margin-right:calc(50% - 50vw);\r\n            background:var(--paper);\r\n            color:var(--ink);\r\n            font-family:var(--font-body)!important;\r\n            font-size:16px;\r\n            line-height:1.55;\r\n          }\r\n          .nk-site *{box-sizing:border-box;}\r\n          .nk-site p{margin:0;}\r\n          .nk-site h1,.nk-site h2,.nk-site h3{font-family:var(--font-display)!important;font-weight:680;line-height:1.12;margin:0;text-wrap:balance;color:var(--ink);letter-spacing:-.025em;}\r\n          .nk-site .container{max-width:1180px;margin:0 auto;padding-inline:clamp(20px,4vw,48px);}\r\n          .nk-site .lang-mk{display:none;}\r\n          html.mk .nk-site .lang-en,\r\n          html[lang^=\"mk\"] .nk-site .lang-en{display:none;}\r\n          html.mk .nk-site .lang-mk,\r\n          html[lang^=\"mk\"] .nk-site .lang-mk{display:inline;}\r\n\r\n          .nk-site .btn{appearance:none;-webkit-appearance:none;display:inline-flex;align-items:center;gap:8px;justify-content:center;padding:13px 22px;border-radius:var(--radius);border:1px solid transparent;font-weight:800;font-size:15px;cursor:pointer;text-decoration:none;line-height:1.15;text-align:center;white-space:normal;}\r\n          .nk-site .btn-brass{background:#143C14;color:#FFFFFF;}\r\n          .nk-site .btn-brass:hover{background:#0a2810;color:#FFFFFF;}\r\n\r\n          .nk-site .apply-section{\r\n            --apply-bg:#FFF7EE;\r\n            --apply-ink:#143C14;\r\n            --apply-border:#001E0A;\r\n            --apply-divider:rgba(20,60,20,.32);\r\n            --apply-tint:rgba(20,60,20,.14);\r\n            background:var(--apply-bg);\r\n            min-height:0;\r\n            padding-block:clamp(64px,7vw,96px);\r\n          }\r\n          .nk-site .apply-section .container{max-width:none;margin-left:0;padding-left:clamp(32px,5vw,84px);padding-right:clamp(20px,4vw,48px);}\r\n          .nk-site .apply-wizard{display:grid;grid-template-columns:190px minmax(0,600px);gap:56px;align-items:start;justify-content:start;}\r\n\r\n          .nk-site .apply-steps ol{list-style:none;margin:0;padding:0;position:relative;}\r\n          .nk-site .apply-step{position:relative;display:flex;align-items:center;gap:20px;margin-top:40px;}\r\n          .nk-site .apply-step:first-child{margin-top:0;}\r\n          .nk-site .apply-step:first-child .apply-step-num::before{content:\"\";position:absolute;left:50%;top:100%;margin-left:-1.5px;width:3px;height:44px;background:var(--apply-divider);}\r\n          .nk-site .apply-step-num{position:relative;z-index:1;flex-shrink:0;width:42px;height:42px;border-radius:12px;border:2px solid var(--apply-ink);background:#FFF7EE;color:var(--apply-ink);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px;transition:border-width .15s ease,background .2s ease,color .2s ease;}\r\n          .nk-site .apply-step-label{font-weight:800;font-size:17px;color:var(--apply-ink);opacity:.5;transition:opacity .2s ease;}\r\n          .nk-site .apply-step.is-active .apply-step-num{border-width:3px;background:var(--apply-tint);}\r\n          .nk-site .apply-step.is-active .apply-step-label{opacity:1;}\r\n          .nk-site .apply-step.is-complete{cursor:pointer;}\r\n          .nk-site .apply-step.is-complete .apply-step-num{background:var(--apply-ink);color:#FFF7EE;font-size:0;}\r\n          .nk-site .apply-step.is-complete .apply-step-num::after{content:\"\u2713\";font-size:18px;}\r\n          .nk-site .apply-step.is-complete .apply-step-label{opacity:.8;}\r\n\r\n          .nk-site .rate-form{background:transparent;border:0;box-shadow:none;border-radius:0;}\r\n          .nk-site .rate-form-body{padding:0;}\r\n          .nk-site .apply-step-panel{display:flex;flex-direction:column;gap:0;}\r\n          .nk-site .apply-step-panel[hidden]{display:none;}\r\n          .nk-site .apply-step-panel.is-entering{animation:apply-step-in .4s cubic-bezier(.2,.8,.2,1);}\r\n          @keyframes apply-step-in{from{opacity:0;transform:translateY(14px);}to{opacity:1;transform:translateY(0);}}\r\n\r\n          .nk-site .apply-intro{padding-bottom:40px;margin-bottom:8px;border-bottom:2px solid var(--apply-divider);}\r\n          .nk-site .apply-intro h1{font-size:clamp(24px,3vw,36px);font-weight:900;line-height:1.2;color:var(--apply-ink);margin:0 0 16px;text-transform:uppercase;}\r\n          .nk-site .apply-intro h1 .accent{color:var(--apply-ink);text-decoration:underline;text-decoration-color:var(--apply-divider);text-decoration-thickness:3px;text-underline-offset:4px;}\r\n          .nk-site .apply-intro-sub{font-size:16px;line-height:1.55;color:var(--apply-ink);opacity:.75;margin:0 0 22px;max-width:52ch;}\r\n          .nk-site .apply-benefits{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}\r\n          .nk-site .apply-benefits li{display:flex;align-items:center;gap:12px;font-size:15px;font-weight:700;color:var(--apply-ink);}\r\n          .nk-site .apply-benefits .check{flex-shrink:0;width:22px;height:22px;background:transparent;color:var(--apply-ink);display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:900;}\r\n\r\n          .nk-site .field{display:flex;flex-direction:column;gap:16px;padding-top:48px;}\r\n          .nk-site .field label{font-size:24px;font-weight:800;color:var(--apply-ink);line-height:1.25;}\r\n          .nk-site .apply-continue{max-width:320px;min-height:44px;margin-top:24px;}\r\n          .nk-site .range-readout{color:var(--apply-ink);font-family:var(--font-mono)!important;font-size:34px;font-weight:900;line-height:1;margin-top:2px;}\r\n          .nk-site .range-scale{display:flex;justify-content:space-between;color:var(--apply-ink);opacity:.6;font-family:var(--font-mono)!important;font-size:12px;font-weight:700;margin-top:10px;}\r\n          .nk-site input[type=\"range\"]{width:100%;height:7px;border-radius:999px;appearance:none;background:linear-gradient(90deg,var(--apply-ink) 0%,var(--apply-ink) var(--range-pct,16.66%),var(--apply-divider) var(--range-pct,16.66%),var(--apply-divider) 100%);outline:none;}\r\n          .nk-site input[type=\"range\"]::-webkit-slider-thumb{appearance:none;width:28px;height:28px;border-radius:50%;background:#FFF7EE;border:3px solid var(--apply-ink);box-shadow:0 2px 6px rgba(20,60,20,.3);cursor:pointer;}\r\n          .nk-site input[type=\"range\"]::-moz-range-thumb{width:28px;height:28px;border-radius:50%;background:#FFF7EE;border:3px solid var(--apply-ink);box-shadow:0 2px 6px rgba(20,60,20,.3);cursor:pointer;}\r\n\r\n          .nk-site .apply-back{appearance:none;background:transparent;border:0;display:inline-flex;align-items:center;gap:7px;width:fit-content;margin:0 0 32px;color:var(--apply-ink);font-weight:700;font-size:13px;line-height:1.2;padding:5px 2px;cursor:pointer;}\r\n          .nk-site .apply-back::before{content:\"\u2190\";font-size:14px;transition:transform .15s ease;}\r\n          .nk-site .apply-back:hover::before{transform:translateX(-2px);}\r\n\r\n          .nk-site .wpforms-container{margin:0!important;}\r\n          .nk-site .wpforms-container-full,\r\n          .nk-site div.wpforms-container-full{background:transparent!important;}\r\n          .nk-site #wpforms-261-field_9-container,\r\n          .nk-site #wpforms-261-field_1-container{display:none!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_2-container{padding:0 0 48px!important;border-bottom:2px solid var(--apply-divider)!important;margin:0!important;background:transparent!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_3-container,\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_4-container,\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_5-container{padding:48px 0!important;border-bottom:2px solid var(--apply-divider)!important;margin:0!important;background:transparent!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_6-container,\r\n          .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_8-container{padding:0!important;border:0!important;margin:32px 0 0!important;background:transparent!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form .wpforms-field-label{font-size:24px!important;font-weight:800!important;color:var(--apply-ink)!important;line-height:1.25!important;margin:0 0 16px!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form fieldset{border:0!important;margin:0!important;padding:0!important;min-width:0!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form .wpforms-required-label{color:var(--apply-ink)!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"text\"],\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"email\"],\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"tel\"]{width:100%!important;max-width:420px!important;height:60px!important;border:1.5px solid var(--apply-border)!important;border-radius:12px!important;background:#fff!important;color:var(--apply-ink)!important;font-size:16px!important;font-weight:600!important;line-height:1.4!important;padding:0 18px!important;box-shadow:none!important;transition:border-color .15s ease,box-shadow .15s ease!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form input::placeholder{color:var(--apply-ink)!important;opacity:.4!important;font-weight:500!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"text\"]:hover,\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"email\"]:hover,\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"tel\"]:hover{border-color:var(--apply-ink)!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"text\"]:focus,\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"email\"]:focus,\r\n          .nk-site div.wpforms-container-full .wpforms-form input[type=\"tel\"]:focus{outline:none!important;border-color:var(--apply-ink)!important;box-shadow:0 0 0 3px rgba(20,60,20,.14)!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form .wpforms-submit-container{padding:0!important;margin:24px 0 0!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form button[type=\"submit\"]{width:auto!important;max-width:260px!important;min-width:160px!important;min-height:44px!important;border:0!important;border-radius:12px!important;background:var(--apply-ink)!important;color:#fff!important;font-weight:800!important;font-size:15px!important;line-height:1.15!important;text-align:center!important;white-space:normal!important;padding:14px 20px!important;box-shadow:0 2px 4px rgba(0,0,0,.16)!important;}\r\n          .nk-site div.wpforms-container-full .wpforms-form button[type=\"submit\"]:hover{background:#0a2810!important;}\r\n          .nk-site .rate-form-note{margin-top:18px;color:var(--apply-ink);font-size:13px;line-height:1.5;opacity:.68;max-width:560px;}\r\n\r\n          @media (max-width:820px){\r\n            .nk-site .apply-section{padding-block:44px 56px;}\r\n            .nk-site .apply-section .container{padding-left:clamp(20px,6vw,32px);padding-right:clamp(20px,6vw,32px);}\r\n            .nk-site .apply-wizard{grid-template-columns:1fr;gap:24px;}\r\n            .nk-site .apply-steps ol{display:flex;gap:6px;}\r\n            .nk-site .apply-steps ol::before{content:\"\";position:absolute;top:19px;left:25%;right:25%;height:2px;background:var(--apply-divider);}\r\n            .nk-site .apply-step:first-child .apply-step-num::before{display:none;}\r\n            .nk-site .apply-step{flex:1;flex-direction:column;gap:6px;text-align:center;margin-top:0;}\r\n            .nk-site .apply-step-label{font-size:12px;}\r\n            .nk-site .field label,\r\n            .nk-site div.wpforms-container-full .wpforms-form .wpforms-field-label{font-size:21px!important;}\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_2-container{padding-bottom:36px!important;}\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_3-container,\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_4-container,\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_5-container{padding:36px 0!important;}\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_6-container,\r\n            .nk-site div.wpforms-container-full .wpforms-form #wpforms-261-field_8-container{margin-top:24px!important;}\r\n            .nk-site div.wpforms-container-full .wpforms-form input[type=\"text\"],\r\n            .nk-site div.wpforms-container-full .wpforms-form input[type=\"email\"],\r\n            .nk-site div.wpforms-container-full .wpforms-form input[type=\"tel\"],\r\n            .nk-site div.wpforms-container-full .wpforms-form button[type=\"submit\"]{max-width:none!important;}\r\n          }\r\n        <\/style>\r\n\r\n        <div class=\"nk-site\" id=\"nk-apply-widget\">\r\n          <section class=\"apply-section\">\r\n            <div class=\"container apply-wizard\">\r\n              <aside class=\"apply-steps\" aria-label=\"Application steps\">\r\n                <ol>\r\n                  <li class=\"apply-step is-active\" data-step=\"1\">\r\n                    <span class=\"apply-step-num\">1<\/span>\r\n                    <span class=\"apply-step-label\"><span class=\"lang-en\">What you need<\/span><span class=\"lang-mk\">\u0428\u0442\u043e \u0442\u0438 \u0442\u0440\u0435\u0431\u0430<\/span><\/span>\r\n                  <\/li>\r\n                  <li class=\"apply-step\" data-step=\"2\">\r\n                    <span class=\"apply-step-num\">2<\/span>\r\n                    <span class=\"apply-step-label\"><span class=\"lang-en\">Your details<\/span><span class=\"lang-mk\">\u0422\u0432\u043e\u0438\u0442\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u0446\u0438<\/span><\/span>\r\n                  <\/li>\r\n                <\/ol>\r\n              <\/aside>\r\n\r\n              <div class=\"rate-form apply-form\">\r\n                <div class=\"rate-form-body\">\r\n                  <div class=\"apply-step-panel\" data-step-panel=\"1\">\r\n                    <div class=\"apply-intro\">\r\n                      <h1><span class=\"lang-en\">Get matched with a licensed partner in <span class=\"accent\">minutes<\/span>, fully online.<\/span><span class=\"lang-mk\">\u041f\u043e\u0432\u0440\u0437\u0438 \u0441\u0435 \u0441\u043e \u043b\u0438\u0446\u0435\u043d\u0446\u0438\u0440\u0430\u043d \u043f\u0430\u0440\u0442\u043d\u0435\u0440 \u0437\u0430 \u043d\u0435\u043a\u043e\u043b\u043a\u0443 \u043c\u0438\u043d\u0443\u0442\u0438, \u0446\u0435\u043b\u043e\u0441\u043d\u043e \u043e\u043d\u043b\u0430\u0458\u043d.<\/span><\/h1>\r\n                      <p class=\"apply-intro-sub\"><span class=\"lang-en\">Fill in one short form and our team will match your request with a licensed lender \u2014 no queues, no branch visit.<\/span><span class=\"lang-mk\">\u041f\u043e\u043f\u043e\u043b\u043d\u0438 \u0435\u0434\u0435\u043d \u043a\u0440\u0430\u0442\u043e\u043a \u0444\u043e\u0440\u043c\u0443\u043b\u0430\u0440 \u0438 \u043d\u0430\u0448\u0438\u043e\u0442 \u0442\u0438\u043c \u045c\u0435 \u0433\u043e \u043f\u043e\u0432\u0440\u0437\u0435 \u0442\u0432\u043e\u0435\u0442\u043e \u0431\u0430\u0440\u0430\u045a\u0435 \u0441\u043e \u043b\u0438\u0446\u0435\u043d\u0446\u0438\u0440\u0430\u043d \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 \u2014 \u0431\u0435\u0437 \u0440\u0435\u0434\u043e\u0432\u0438, \u0431\u0435\u0437 \u043f\u043e\u0441\u0435\u0442\u0430 \u043d\u0430 \u0444\u0438\u043b\u0438\u0458\u0430\u043b\u0430.<\/span><\/p>\r\n                      <ul class=\"apply-benefits\">\r\n                        <li><span class=\"check\">\u2713<\/span><span class=\"lang-en\">No impact on your credit score when comparing<\/span><span class=\"lang-mk\">\u0411\u0435\u0437 \u0432\u043b\u0438\u0458\u0430\u043d\u0438\u0435 \u043d\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u043e\u0442 \u0440\u0435\u0458\u0442\u0438\u043d\u0433 \u043f\u0440\u0438 \u0441\u043f\u043e\u0440\u0435\u0434\u0431\u0430<\/span><\/li>\r\n                        <li><span class=\"check\">\u2713<\/span><span class=\"lang-en\">Licensed partners only<\/span><span class=\"lang-mk\">\u0421\u0430\u043c\u043e \u043b\u0438\u0446\u0435\u043d\u0446\u0438\u0440\u0430\u043d\u0438 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0438<\/span><\/li>\r\n                        <li><span class=\"check\">\u2713<\/span><span class=\"lang-en\">No obligation to go ahead<\/span><span class=\"lang-mk\">\u0411\u0435\u0437 \u043e\u0431\u0432\u0440\u0441\u043a\u0430 \u0434\u0430 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0438\u0448<\/span><\/li>\r\n                      <\/ul>\r\n                    <\/div>\r\n\r\n                    <div class=\"field range-field\">\r\n                      <label for=\"nk-loan-amount\"><span class=\"lang-en\">How much would you like to borrow? *<\/span><span class=\"lang-mk\">\u041a\u043e\u043b\u043a\u0443 \u0441\u0430\u043a\u0430\u0448 \u0434\u0430 \u043f\u043e\u0437\u0430\u0458\u043c\u0438\u0448? *<\/span><\/label>\r\n                      <div class=\"range-readout tabular\" id=\"nk-loan-amount-readout\">30.000 <span class=\"lang-en\">MKD<\/span><span class=\"lang-mk\">\u0434\u0435\u043d<\/span><\/div>\r\n                      <input type=\"range\" id=\"nk-loan-amount\" min=\"6000\" max=\"150000\" step=\"1000\" value=\"30000\">\r\n                      <div class=\"range-scale tabular\"><span>6.000<\/span><span>150.000<\/span><\/div>\r\n                    <\/div>\r\n\r\n                    <button type=\"button\" class=\"btn btn-brass apply-continue\">\r\n                      <span class=\"lang-en\">Continue to your details<\/span><span class=\"lang-mk\">\u041f\u0440\u043e\u0434\u043e\u043b\u0436\u0438 \u043a\u043e\u043d \u0442\u0432\u043e\u0438\u0442\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u0446\u0438<\/span>\r\n                    <\/button>\r\n                  <\/div>\r\n\r\n                  <div class=\"apply-step-panel\" data-step-panel=\"2\" hidden>\r\n                    <button type=\"button\" class=\"apply-back\">Back<\/button>\r\n                    <style id=\"wpforms-css-vars-261\">\n\t\t\t\t#wpforms-261 {\n\t\t\t\t--wpforms-container-padding: 0px;\n--wpforms-container-border-width: 1px;\n--wpforms-container-border-radius: 3px;\n--wpforms-background-color: rgba(0, 0, 0, 0);\n--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-261\"><form id=\"wpforms-form-261\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"261\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/mk\/wp-json\/wp\/v2\/pages\/259\" data-token=\"3677ca893e11c5bb05fa7398236f8fee\" data-token-time=\"1791294418\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-261-field_9-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-261-field_9\">Loan amount<\/label><input type=\"text\" id=\"wpforms-261-field_9\" class=\"wpforms-field-medium\" name=\"wpforms[fields][9]\" value=\"30000\" aria-errormessage=\"wpforms-261-field_9-error\" ><\/div><div id=\"wpforms-261-field_2-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-261-field_2\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-261-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" aria-errormessage=\"wpforms-261-field_2-error\" required><\/div><div id=\"wpforms-261-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-261-field_3\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-261-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" aria-errormessage=\"wpforms-261-field_3-error\" required><\/div>\t\t<div id=\"wpforms-261-field_1-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"1\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-261-field_1\" >Name Phone Email<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-261-field_1\" class=\"wpforms-field-medium\" name=\"wpforms[fields][1]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-261-field_4-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-261-field_4\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-261-field_4\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][4]\" aria-errormessage=\"wpforms-261-field_4-error\" required><\/div><div id=\"wpforms-261-field_5-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-261-field_5\">City \/ town <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-261-field_5\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][5]\" aria-errormessage=\"wpforms-261-field_5-error\" required><\/div><div id=\"wpforms-261-field_6-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"6\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\"> Consent <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-261-field_6\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-261-field_6_1\" name=\"wpforms[fields][6][]\" value=\"I agree that NajdiKredit may share these details with a licensed partner to prepare an offer.\" aria-errormessage=\"wpforms-261-field_6_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-261-field_6_1\">I agree that NajdiKredit may share these details with a licensed partner to prepare an offer.<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-261-field_8-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"8\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Mail<\/legend><ul id=\"wpforms-261-field_8\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-261-field_8_1\" name=\"wpforms[fields][8][]\" value=\"Send me offers and updates by email or phone.\" aria-errormessage=\"wpforms-261-field_8_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-261-field_8_1\">Send me offers and updates by email or phone.<\/label><\/li><\/ul><\/fieldset><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-261-field_1-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-261-field_1-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-261-field_1-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"261\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/pages\/259\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-261\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/credits.ocslive.com\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->                    <p class=\"rate-form-note\"><span class=\"lang-en\">Free to submit. NajdiKredit does not lend money and this is not a credit decision.<\/span><span class=\"lang-mk\">\u0411\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u043e \u043f\u043e\u0434\u043d\u0435\u0441\u0443\u0432\u0430\u045a\u0435. NajdiKredit \u043d\u0435 \u043f\u043e\u0437\u0430\u0458\u043c\u0443\u0432\u0430 \u043f\u0430\u0440\u0438 \u0438 \u043e\u0432\u0430 \u043d\u0435 \u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043e\u0434\u043b\u0443\u043a\u0430.<\/span><\/p>\r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/section>\r\n        <\/div>\r\n\r\n        <script>\r\n          (function(){\r\n            var root = document.getElementById('nk-apply-widget');\r\n            if(!root) return;\r\n\r\n            var amount = root.querySelector('#nk-loan-amount');\r\n            var readout = root.querySelector('#nk-loan-amount-readout');\r\n            var wpAmount = root.querySelector('#wpforms-261-field_9');\r\n            var form = root.querySelector('#wpforms-form-261');\r\n            var continueBtn = root.querySelector('.apply-continue');\r\n            var backBtn = root.querySelector('.apply-back');\r\n            var steps = Array.prototype.slice.call(root.querySelectorAll('.apply-step'));\r\n            var panels = Array.prototype.slice.call(root.querySelectorAll('.apply-step-panel'));\r\n\r\n            function getLang(){\r\n              var html = document.documentElement;\r\n              var htmlLang = (html.getAttribute('lang') || '').toLowerCase();\r\n              if(html.classList.contains('mk') || htmlLang.indexOf('mk') === 0 || window.location.pathname.indexOf('\/mk\/') === 0){\r\n                return 'mk';\r\n              }\r\n              return 'en';\r\n            }\r\n\r\n            function polishWpForms(){\r\n              var lang = getLang();\r\n              var placeholders = {\r\n                en: {\r\n                  'wpforms-261-field_2': 'Enter your full name',\r\n                  'wpforms-261-field_3': 'What is your phone number?',\r\n                  'wpforms-261-field_4': 'Add your email or work email',\r\n                  'wpforms-261-field_5': 'e.g. Skopje'\r\n                },\r\n                mk: {\r\n                  'wpforms-261-field_2': '\u0412\u043d\u0435\u0441\u0438 \u0433\u043e \u0442\u0432\u043e\u0435\u0442\u043e \u0438\u043c\u0435 \u0438 \u043f\u0440\u0435\u0437\u0438\u043c\u0435',\r\n                  'wpforms-261-field_3': '\u041a\u043e\u0458 \u0435 \u0442\u0432\u043e\u0458\u043e\u0442 \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0441\u043a\u0438 \u0431\u0440\u043e\u0458?',\r\n                  'wpforms-261-field_4': '\u0412\u043d\u0435\u0441\u0438 \u0458\u0430 \u0442\u0432\u043e\u0458\u0430\u0442\u0430 \u0435-\u043f\u043e\u0448\u0442\u0430',\r\n                  'wpforms-261-field_5': '\u043d\u0430 \u043f\u0440. \u0421\u043a\u043e\u043f\u0458\u0435'\r\n                }\r\n              };\r\n              var labels = {\r\n                en: {\r\n                  'wpforms-261-field_2': 'Full name',\r\n                  'wpforms-261-field_3': 'Phone',\r\n                  'wpforms-261-field_4': 'Email',\r\n                  'wpforms-261-field_5': 'City \/ town'\r\n                },\r\n                mk: {\r\n                  'wpforms-261-field_2': '\u0418\u043c\u0435 \u0438 \u043f\u0440\u0435\u0437\u0438\u043c\u0435',\r\n                  'wpforms-261-field_3': '\u0422\u0435\u043b\u0435\u0444\u043e\u043d',\r\n                  'wpforms-261-field_4': '\u0415-\u043f\u043e\u0448\u0442\u0430',\r\n                  'wpforms-261-field_5': '\u0413\u0440\u0430\u0434 \/ \u043c\u0435\u0441\u0442\u043e'\r\n                }\r\n              };\r\n              var checkboxLabels = {\r\n                en: {\r\n                  'wpforms-261-field_6_1': 'I agree that NajdiKredit may share these details with a licensed partner to prepare an offer.',\r\n                  'wpforms-261-field_8_1': 'Send me offers and updates by email or phone (optional).'\r\n                },\r\n                mk: {\r\n                  'wpforms-261-field_6_1': '\u0421\u0435 \u0441\u043e\u0433\u043b\u0430\u0441\u0443\u0432\u0430\u043c NajdiKredit \u0434\u0430 \u0433\u0438 \u0441\u043f\u043e\u0434\u0435\u043b\u0438 \u043e\u0432\u0438\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u0446\u0438 \u0441\u043e \u043b\u0438\u0446\u0435\u043d\u0446\u0438\u0440\u0430\u043d \u043f\u0430\u0440\u0442\u043d\u0435\u0440 \u0437\u0430 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u043d\u0430 \u043f\u043e\u043d\u0443\u0434\u0430.',\r\n                  'wpforms-261-field_8_1': '\u041f\u0440\u0430\u0442\u0438 \u043c\u0438 \u043f\u043e\u043d\u0443\u0434\u0438 \u0438 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u043f\u0440\u0435\u043a\u0443 \u0435-\u043f\u043e\u0448\u0442\u0430 \u0438\u043b\u0438 \u0442\u0435\u043b\u0435\u0444\u043e\u043d.'\r\n                }\r\n              };\r\n              var submitText = lang === 'mk' ? '\u0410\u043f\u043b\u0438\u0446\u0438\u0440\u0430\u0458 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442' : 'Apply for credit';\r\n              var backText = lang === 'mk' ? '\u041d\u0430\u0437\u0430\u0434' : 'Back';\r\n\r\n              Array.prototype.slice.call(root.querySelectorAll('.lang-en')).forEach(function(el){\r\n                el.style.display = lang === 'mk' ? 'none' : '';\r\n              });\r\n              Array.prototype.slice.call(root.querySelectorAll('.lang-mk')).forEach(function(el){\r\n                el.style.display = lang === 'mk' ? '' : 'none';\r\n              });\r\n              var firstBenefitMk = root.querySelector('.apply-benefits li:first-child .lang-mk');\r\n              if(firstBenefitMk){\r\n                firstBenefitMk.textContent = '\u0421\u043f\u043e\u0440\u0435\u0434\u0443\u0432\u0430\u045a\u0435\u0442\u043e \u043d\u0435 \u0432\u043b\u0438\u0458\u0430\u0435 \u0432\u0440\u0437 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u043e\u0442 \u0440\u0435\u0458\u0442\u0438\u043d\u0433';\r\n              }\r\n              var continueMk = root.querySelector('.apply-continue .lang-mk');\r\n              if(continueMk){\r\n                continueMk.textContent = '\u041f\u0440\u043e\u0434\u043e\u043b\u0436\u0438 \u043a\u043e\u043d \u0432\u043d\u0435\u0441\u0443\u0432\u0430\u045a\u0435 \u043d\u0430 \u0442\u0432\u043e\u0438\u0442\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u0446\u0438';\r\n              }\r\n\r\n              Object.keys(placeholders[lang]).forEach(function(id){\r\n                var input = root.querySelector('#' + id);\r\n                if(input){\r\n                  input.setAttribute('placeholder', placeholders[lang][id]);\r\n                }\r\n              });\r\n              Object.keys(labels[lang]).forEach(function(id){\r\n                var label = root.querySelector('label[for=\"' + id + '\"]');\r\n                if(label){\r\n                  var required = label.querySelector('.wpforms-required-label');\r\n                  label.textContent = labels[lang][id] + ' ';\r\n                  if(required) label.appendChild(required);\r\n                }\r\n              });\r\n              Object.keys(checkboxLabels[lang]).forEach(function(id){\r\n                var checkbox = root.querySelector('#' + id);\r\n                var checkboxLabel = root.querySelector('label[for=\"' + id + '\"]');\r\n                if(checkbox){\r\n                  checkbox.value = checkboxLabels[lang][id];\r\n                }\r\n                if(checkboxLabel){\r\n                  checkboxLabel.textContent = checkboxLabels[lang][id];\r\n                }\r\n              });\r\n\r\n              var submit = root.querySelector('#wpforms-submit-261');\r\n              if(submit){\r\n                submit.textContent = submitText;\r\n                submit.setAttribute('data-submit-text', submitText);\r\n              }\r\n              if(backBtn){\r\n                backBtn.textContent = backText;\r\n              }\r\n            }\r\n\r\n            function formatAmount(value){\r\n              return Number(value || 0).toLocaleString('de-DE');\r\n            }\r\n\r\n            function syncAmount(){\r\n              if(!amount) return;\r\n              var min = Number(amount.min || 0);\r\n              var max = Number(amount.max || 100);\r\n              var value = Number(amount.value || 0);\r\n              var pct = ((value - min) \/ (max - min)) * 100;\r\n              amount.style.setProperty('--range-pct', pct + '%');\r\n              if(readout){\r\n                readout.innerHTML = formatAmount(value) + ' <span class=\"lang-en\">MKD<\/span><span class=\"lang-mk\">\u0434\u0435\u043d<\/span>';\r\n              }\r\n              if(wpAmount){\r\n                wpAmount.value = formatAmount(value) + (getLang() === 'mk' ? ' \u0434\u0435\u043d' : ' MKD');\r\n                wpAmount.dispatchEvent(new Event('input', { bubbles:true }));\r\n                wpAmount.dispatchEvent(new Event('change', { bubbles:true }));\r\n              }\r\n            }\r\n\r\n            function showStep(step){\r\n              steps.forEach(function(item){\r\n                var n = item.getAttribute('data-step');\r\n                item.classList.toggle('is-active', n === String(step));\r\n                item.classList.toggle('is-complete', Number(n) < step);\r\n              });\r\n              panels.forEach(function(panel){\r\n                var active = panel.getAttribute('data-step-panel') === String(step);\r\n                panel.hidden = !active;\r\n                if(active){\r\n                  panel.classList.remove('is-entering');\r\n                  void panel.offsetWidth;\r\n                  panel.classList.add('is-entering');\r\n                }\r\n              });\r\n              syncAmount();\r\n            }\r\n\r\n            if(amount){ amount.addEventListener('input', syncAmount); }\r\n            if(continueBtn){ continueBtn.addEventListener('click', function(){ polishWpForms(); showStep(2); }); }\r\n            if(backBtn){ backBtn.addEventListener('click', function(){ showStep(1); }); }\r\n            if(form){ form.addEventListener('submit', syncAmount); }\r\n            steps.forEach(function(step){\r\n              step.addEventListener('click', function(){\r\n                if(step.classList.contains('is-complete')) showStep(Number(step.getAttribute('data-step')));\r\n              });\r\n            });\r\n\r\n            syncAmount();\r\n            polishWpForms();\r\n            if(window.MutationObserver){\r\n              new MutationObserver(function(){\r\n                polishWpForms();\r\n                syncAmount();\r\n              }).observe(document.documentElement, { attributes:true, attributeFilter:['class','lang'] });\r\n            }\r\n          })();\r\n        <\/script>\r\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-259","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/pages\/259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/comments?post=259"}],"version-history":[{"count":4,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/pages\/259\/revisions"}],"predecessor-version":[{"id":268,"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/pages\/259\/revisions\/268"}],"wp:attachment":[{"href":"https:\/\/credits.ocslive.com\/mk\/wp-json\/wp\/v2\/media?parent=259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}