The credit market in North Macedonia: trends and challenges
North Macedonia’s credit market has evolved steadily, with more providers now offering both traditional bank loans and faster non-bank alternatives, giving borrowers more choice than a few years ago. That growth brings a challenge too: more choice means more variation in terms, so it takes a bit more effort to compare offers properly rather than […]
Credit market forecasts: what shaped lending in 2025
Looking back, 2025 was shaped by steady household demand for credit alongside growing competition among lenders, which kept terms relatively favourable for applicants who compared their options. Non-bank lenders continued to expand their share of smaller, shorter-term loans, while banks remained the more common choice for larger amounts and longer repayment periods. The overall picture […]